Are You Covered In A Ridesharing Accident?

Posted By Law Offices of Russ E. Robbins

In the past several years, ridesharing services such as Uber and Lyft have greatly influenced the way we commute. Whether you are trying to get home after a night of social drinking or or if you wish to avoid using public transportation, a ride can be summoned by the use of your cellphone.

Who Is Liable in Case of An Accident?

Many legal questions have been raised about who is liable in an accident involving a rideshare driver and how these individuals are covered if an accident occurs and you have injuries. Are they company employees? Or are they independent contractors?

Currently, Uber and Lyft drivers are considered independent contractors. But, they do not meet all of the IRS’s requirements for independent contractors, which has created a debate about whether or not they are company employees.

Florida PIP Coverage

If you are in your vehicle and hit by a rideshare vehicle PIP comes from your own vehicle’s policy. If you are in a rideshare vehicle and hit by another rideshare vehicle, you may not be eligible for PIP benefits, since state law excludes taxis and other publicly accessible vehicles.

If you are injured because of a rideshare driver, they must have bodily injury liability coverage. Nevertheless, how much coverage the driver carries can vary and it may not be enough to cover you in the event of a crash if an injury occurs. That is why it is imperative that you select some form of underinsurance motorist coverage in order to compensate for any shortfalls in the at-fault driver’s coverage.

Get A Free Consultation with an Experienced Personal Injury Attorney Today in Boca Raton

For more information about ridesharing accidents, contact the Law Offices of Russ E. Robbins and schedule a free consultation with our Boca Raton rideshare accident attorney today.

Categories: Car Accidents, Personal Injury

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